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    <loc>https://www.comply.ch/home</loc>
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    <lastmod>2026-09-30</lastmod>
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      <image:title>Home - Comply now, thrive tomorrow</image:title>
      <image:caption>Compliance is essential for any venture that wants to be taken seriously by investors and the broader financial industry, especially if it’s part of the digital revolution. That’s why we encourage you to address your compliance issues and requirements in the planning stages, so you can be sure your products and services are on the right path from day one. see what we can do start complying now</image:caption>
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  <url>
    <loc>https://www.comply.ch/testimonial</loc>
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    <priority>0.75</priority>
    <lastmod>2022-01-19</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/chairman-of-the-board-of-directors-of-a-listed-universal-bank</loc>
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    <lastmod>2025-03-05</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/chairman-of-the-board-of-directors</loc>
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    <lastmod>2025-03-05</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/arthur-davis</loc>
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    <lastmod>2022-03-04</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/private-equity-firm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-19</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/about</loc>
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    <lastmod>2026-10-19</lastmod>
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      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644407575592-C83Z3QGSFQAQS4X9ESTB/patrick-hodskins-VMPF5biAiHM-unsplash.jpg</image:loc>
      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644415129542-TOCRMEPLO6B2OKH6EMEO/nina-luong-dy4QG5c5xWQ-unsplash+copy.jpg</image:loc>
      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1649740551497-POGJEKJ5W0E66GXOHQ7T/nathan-anderson-prIk6PdCrgg-unsplash.jpg</image:loc>
      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/ab1d409b-0b8d-4b8b-990e-73199062ca9f/letter-36.jpg</image:loc>
      <image:title>About - Prof. Dr. Markus Müller-Chen</image:title>
      <image:caption>legal off-counsel Top legal firms and consulting companies call on Prof. Müller-Chen’s expertise in complex international litigation and arbitration cases in Switzerland, UK, and the United States concerning contract and commercial law across a wide range of industries: from reinsurance, insurance, banking, asset management, pharmaceutical, chemical, food processing, industrial, automobile, oil &amp; gas, consumer goods, and art. Accomplishments Prof. Dr. Markus Mueller Chen has been a tenured professor of private law, international private and procedure law, and comparative law at the University of St. Gallen since 2002. He is a member of the Ethics Committee and the Nomination and Succession Committee of the University of St. Gallen. From 2015 to 2019, he served as the Dean of the St. Gallen Law School. From 2013 to 2019, he was on the Board of Directors of the Swiss Association of International Law. From 2015-2019, he was a member of the Supervisory Council of the Swiss Institute of Comparative Law. He graduated with summa cum laude at the University of Basel. Awards &amp; Scholarship Basler Wissenschaftspreis 2000, which goes to one outstanding person across all academic disciplines at Basel University. He was awarded a scholarship from the Swiss National Science Foundation and Werenfels Foundation.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1aea0211-3dbd-409e-8328-8e70546c16c6/letter-35.jpg</image:loc>
      <image:title>About - Cecilia Müller Chen</image:title>
      <image:caption>Founder Cecilia is a Swiss strategic advisor with expertise in risk management, regulatory compliance, audit and proven experience in driving sustainable growth and operational excellence during turnarounds and financial crises. She is a FINMA-approved Chief Compliance Officer, CISO and DPO and Head of Business Management (COO) and Chief of Staff (twice) at UBS, SIX, DB, and CCB, where she has consistently delivered global and regional transformations, resulting in competitive advantage, substantial capital savings, and revenue and M&amp;A. As a software engineer, she assessed emerging technologies from Silicon Valley and highly complex F2B IT systems and tech stacks with senior IT architects to orchestrate solutions across asset classes, jurisdictions, and divisions during her tenure in UBS IB Chief Architect’s Office. Cecilia built and scaled an international organisation to sustainable financial self-sufficiency and expanded operational reach from 90 to 180 jurisdictions, and grew the client base from zero to 100 companies by building the operational backbone for technology, operations, finance, and marketing and communications. As an operator with hands-on experience with applied artificial intelligence, data governance, and high-performance computing, we she has been invited to serve as a technical expert on the Council of Europe’s AI Committee Huderia Platform. She is currently Board Secretary of Besso, an AI platform to unlock supply chain savings in Fortune 500 companies. She is a co-founder and former Chair of the 100 Women in Finance Zurich Education Committee and is currently Global Fintech Committee member. She recently celebrated the 25th anniversary of 100 Women in Finance at the London Stock Exchange and the SIX Exchange. Awards &amp; Learning for Life She received a cross-divisional, team leadership award for advancing risk culture at UBS and a commendation letter from the United Nations for advancing UN SDGs in over 130 countries. Cecilia holds an E-MBA from the University of St. Gallen, an MBA from the University of Toronto, and dual degrees from the University of California, Berkeley. She holds certifications in IAPP Artificial Intelligence Governance, European Seminar on Frontier AI and Law (ML4Good), Software Engineering, Advanced Compliance Management from the University of St. Gallen. She holds a ESOP Governance Certification from the Private Directors Association. She speaks German, Spanish, and Mandarin Chinese.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-10-05</lastmod>
    <image:image>
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      <image:title>Services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644409300211-3QI2C1ENDHJ0CXPZFCJU/stephen-leonardi-emya7gRgE3E-unsplash.jpg</image:loc>
      <image:title>Services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644415011508-YGDWLHIDCE5M4J6L4MPQ/pexels-pixabay-415958+copy.jpg</image:loc>
      <image:title>Services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/59f1d133-93a9-4599-9f27-46d008f36842/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Strengthen Trust</image:title>
      <image:caption>Future of Corporate Governance in the Age of AI Artificial General Intelligence has already arrived, and we are not ready for it. AGI systems will accelerate, with most market participants and governments underestimating them. Algorithmic risk and impact assessments are crucial to examine technical alignment, transparency, runaway scenarios, and unintended consequences. As frontier AI models become more powerful and are adopted across various industries and sectors, we work cross-functionally with teams to understand the strategic, financial, operational, technological, people and cultural, and governance implications during inflection points, growth phases, and in complex situations. We are in the room when decisions are made. Our success is measured by your independence afterwards.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/41e7f13c-5e42-4962-899c-4e31bde9e147/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Resilient governance</image:title>
      <image:caption>In today's climate of geopolitical risks, rapid technological changes, supply shocks, inflation, zero interest rates, trust in corporations, media, government, and non-profits is eroding. At Comply Now, we recognize the urgency of strengthening trust and bridge these divides. Entrusted by the world’s largest asset managers, asset owners, and issuers, we help you fulfill your fiduciary duties. Our core belief is that effective governance are essential for financial performance. As you navigate this complex landscape, you can count on us to partner up with you in fulfilling your fiduciary responsibilities and drive impactful solutions. Together, we can cultivate trust and thrive amid uncertainty.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/bac8dca9-0b42-4156-bf54-d930d33448d7/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Value creation</image:title>
      <image:caption>Leverage our expertise to generate value with AI and AI agents, data and high-performance computing, and identify alternative business models. Our experience stems from our time working at UBS Investment Bank in the Global Chief IT Architect's Office, where we assessed emerging technologies from Silicon Valley and around the world to orchestrate solutions across asset classes, jurisdictions, and divisions.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/fc6b1fb2-47f1-4523-8069-f3063e102764/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Legal opinions</image:title>
      <image:caption>Legal opinions on complex issues of international private and civil procedure law, arbitration, contract and commercial law, and art law Expert opinions in complex international litigation and arbitration cases in Switzerland, England, and the United States about cross-border procedural, contract and commercial law in various industries including re-insurance, insurance, banking, asset management, pharmaceutical, chemical, food processing, industrial, automobile, oil &amp; gas, consumer goods and art. Publications in German and English on a variety of legal matters such as private international and civil procedure law, Swiss private law, contract law, the international sales of goods, and art law (see the publication list here and here). Read the thought leadership</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/92109bff-64a2-4784-84c2-bb32d895e668/justin-buisson-r_g6ZKu6qoE-unsplash.jpg</image:loc>
      <image:title>Services - Expert training</image:title>
      <image:caption>Prof. Müller-Chen regularly teaches business law (contracts) as part of the Business Law for Managers and iEMBA Programme of the Executive School of the University of St. Gallen to executives, board members, consultants and entrepreneurs from all industries who have been based in Switzerland, EU and US.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/successes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-10-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644413730049-BMVMZ1SKJM89673WJUYY/geran-de-klerk-qzgN45hseN0-unsplash.jpg</image:loc>
      <image:title>Successes</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644413810966-UXI1JDJ36MP1AD0IL7GW/jonas-jacobsson-lFpiiO4LdQY-unsplash.jpg</image:loc>
      <image:title>Successes</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/758a221b-2939-454d-ad48-ff0b77c5fe48/card-19.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Gave expert opinions in international litigation and arbitration cases in Switzerland, England, and the US about cross-border procedural, contract and commercial law in various industries including re-insurance, pharmaceutical, chemical, food processing, banking, and consumer goods.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/a86bc004-e2c4-42ab-906c-189b2b53e70d/card-09.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Benchmarked IT service delivery including ITIL that involved the BIS, Swiss National Bank (SNB), Banco de Espana, and Nederlandsche Bank resulting in actionable insights that enhanced operational efficiency.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/a6624f44-ec5d-4298-be02-c50443ba1f4f/card-11.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Advised a listed technology company on international expansion into the EU, Switzerland, and the UK for its data protection and cybersecurity software.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/4704190a-cf60-4335-9a19-70dbc9938e43/card-10.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Devised a market-entry strategy and business plan for digital asset offerings across corporate finance, wealth management, asset management, exchanges, and payments, enabling early Bitcoin and Bitcoin Cash pioneers to enter Switzerland, the UK, and the EU.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/3326fce1-2dba-4b49-83da-a2d8708a4994/card-12.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Created a strategic roadmap to transform governance, risk, and compliance units—leveraging digitalization, AI, DLT, and automation—for a listed financial institution that wanted to reach its moonshot goal of 50 million customers.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/b904fcb0-a5e5-481e-be4c-5c494bc99247/card-15.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Built a best-in-class compliance organisation benchmarked among 23 peers and successfully defended a listed financial institution that was forced to disclose compliance from FINMA, Swiss National Bank, European Central Bank, IOSCO, Financial Stability Board, Bafin, ESMA, EBA and EU – amid regulatory scrutiny.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/defa4517-2801-4085-a69a-6388a3974d8c/card-16.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Enhanced and built enterprise risk frameworks, systems and governance models plus options five times for various listed and privately-held companies.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/76421ecb-7229-4a12-995e-cf1b220d5755/card-14.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Assessed tech stack, wallets, stable coins to replace payment systems for 130+ financial institutions with Ethereum blockchain, resulting in open finance with over 1,900 corporations serving 70 million unbanked individuals.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/32b0c404-04e7-4f43-88d0-5b0eec211291/card-08.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Helped a family office that bought a bank in the EU know whether it could establish a branch in Liechtenstein and Switzerland and use the EU rules of passporting.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/8d15258f-904f-44df-9372-5a284dd10654/card-13.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Provided advice to DPO facing problems with sensitive data leakage across the border and breaching local privacy laws – and advised on how to handle the issue.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/75a74ef5-e89a-4a86-a5a6-ee3508e96928/card-17.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Delivered guidance to board members of Risk, Corporate Governance Committees of listed financial institution on how to fulfill statutory commitments and responsibilities regarding all fintech projects (all- encompassing and wide ranging).</image:caption>
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      <image:title>Successes</image:title>
      <image:caption>Delivered 70x returns for a portfolio allocator by performing due diligence on various fintech targets.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/our-thinking</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/our-thinking/speaking-engagements</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-09-25</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/our-thinking/homecoming-at-six-exchange</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/coming-soon</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-04</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/thoughtleadership</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-10-16</lastmod>
    <image:image>
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      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/0a82503a-1e61-4bd5-8428-737223cd5865/2560px-DeepL_logo.svg.png</image:loc>
      <image:title>Thought Leadership</image:title>
      <image:caption>For translations, we recommend Deepl.com</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/book-a-call</loc>
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    <priority>0.75</priority>
    <lastmod>2022-04-16</lastmod>
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    <loc>https://www.comply.ch/privacy-policy</loc>
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    <lastmod>2022-03-10</lastmod>
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    <loc>https://www.comply.ch/terms-of-use</loc>
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    <lastmod>2022-03-10</lastmod>
  </url>
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    <loc>https://www.comply.ch/store</loc>
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    <priority>0.75</priority>
    <lastmod>2025-03-05</lastmod>
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