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    <loc>https://www.comply.ch/home</loc>
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    <lastmod>2025-01-16</lastmod>
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      <image:title>Home - Comply now, thrive tomorrow</image:title>
      <image:caption>Compliance is essential for any venture that wants to be taken seriously by investors and the broader financial industry, especially if it’s part of the digital revolution. That’s why we encourage you to address your compliance issues and requirements in the planning stages, so you can be sure your products and services are on the right path from day one. see what we can do start complying now</image:caption>
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  <url>
    <loc>https://www.comply.ch/testimonial</loc>
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    <lastmod>2022-01-19</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/chairman-of-the-board-of-directors-of-a-listed-universal-bank</loc>
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    <lastmod>2025-03-05</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/chairman-of-the-board-of-directors</loc>
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    <lastmod>2025-03-05</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/arthur-davis</loc>
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    <lastmod>2022-03-04</lastmod>
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  <url>
    <loc>https://www.comply.ch/testimonial/private-equity-firm</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2022-01-19</lastmod>
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  <url>
    <loc>https://www.comply.ch/about</loc>
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    <lastmod>2026-05-18</lastmod>
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      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644407575592-C83Z3QGSFQAQS4X9ESTB/patrick-hodskins-VMPF5biAiHM-unsplash.jpg</image:loc>
      <image:title>About</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644415129542-TOCRMEPLO6B2OKH6EMEO/nina-luong-dy4QG5c5xWQ-unsplash+copy.jpg</image:loc>
      <image:title>About</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1649740551497-POGJEKJ5W0E66GXOHQ7T/nathan-anderson-prIk6PdCrgg-unsplash.jpg</image:loc>
      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/ab1d409b-0b8d-4b8b-990e-73199062ca9f/letter-36.jpg</image:loc>
      <image:title>About - Prof. Dr. Markus Müller-Chen</image:title>
      <image:caption>legal off-counsel Top legal firms and consulting companies call on Prof. Müller-Chen’s expertise in complex international litigation and arbitration cases in Switzerland, England and the United States concerning contract and commercial law across a wide range of industries: from re-insurance, insurance, banking, asset management, pharmaceutical, chemical, food processing, industrial, automobile, oil &amp; gas, consumer goods and art. Accomplishments Prof. Dr. Markus Mueller Chen has been a tenured professor of private law, international private and procedure law and comparative law at the University of St. Gallen since 2002. From 2015 to 2019, he served as the Dean of the St. Gallen Law School. From 2013-2019, he was on the Board of Directors of the Swiss Association of International Law. And from 2015-2019, he was a member of the Supervisory Council of the Swiss Institute of Comparative Law. He is a member of the Ethics Committee and the Nomination and Succession Committee of University of St. Gallen. He graduated with summa cum laude at the University of Basel. Awards &amp; Scholarship Basler Wissenschaftspreis 2000, which goes to one outstanding person across all academic disciplines at Basel University. He was awarded a scholarship from the Swiss National Science Foundation and Werenfels Foundation.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1aea0211-3dbd-409e-8328-8e70546c16c6/letter-35.jpg</image:loc>
      <image:title>About - Cecilia Müller-Chen</image:title>
      <image:caption>The Founder Cecilia is a Swiss-American global finance executive who advises boards and executive management at key decision points, during growth phases and in complex situations amidst industry, regulatory, and technology shifts. Cecilia has applied artificial intelligence, data governance and high-performance computing experience and has proven experience with driving sustainable growth and operational excellence during turnarounds through credit and business cycles. She can bridge traditional FI governance with innovation-driven business models, positioning organizations for sustainable growth across both mature and emerging markets. She has been invited to serve as a technical expert on the Council of Europe’s AI Committee Huderia Platform. She mentored cross-functional teams at a digital bank, that reached unicorn status that benefited tens of millions of unbanked advancing five UN SDG goals. She is currently supervisory Board Secretary of an AI start-up, Besso, that seeks to unlock savings in supply chains. Accomplishments Cecilia has worked at a global investment bank, a global wealth management bank and stock exchanges and built a listed cross-border corporate bank from the ground up. As a FINMA-approved Chief Compliance Officer (banking &amp; securities dealing license) she was Chief AML Officer, Chief Data Privacy Officer &amp; CISO. She was supervisory company secretary of a fintech bank and Audit Committee Member of PMI Switzerland Board of Directors. She is a co-founder and former Chair of the 100 Women in Finance Zurich Education Committee and is currently a member of the Global Fintech Committee. She recently celebrated the 25th anniversary of 100 Women in Finance at the London Stock Exchange. Awards &amp; Learning for Life She received a cross-divisional, team leadership award in risk at UBS and a commendation letter from the United Nations for leading in a movement in over 130 countries. Cecilia holds an E-MBA from the University of St. Gallen, an MBA from the University of Toronto, and dual degrees from the University of California, Berkeley. She holds certifications in IAPP Artificial Intelligence Governance, Software Engineering, and Advanced Compliance Management from the University of St. Gallen.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/services</loc>
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    <priority>0.75</priority>
    <lastmod>2026-05-17</lastmod>
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      <image:title>Services</image:title>
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      <image:title>Services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644415011508-YGDWLHIDCE5M4J6L4MPQ/pexels-pixabay-415958+copy.jpg</image:loc>
      <image:title>Services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/59f1d133-93a9-4599-9f27-46d008f36842/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Strengthen Trust</image:title>
      <image:caption>Future of Corporate Governance in the age of AI We believe in mobilizing cross-functional teams across divisions and geographies to tackle shared challenges, as no AI can solely replace the power of teamwork. By integrating and synergizing our extensive experience in supporting institutional teams, we deliver a next-generation AI Governance Framework alongside robust internal control systems. We collaborate with you to build trust with your stakeholders.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/41e7f13c-5e42-4962-899c-4e31bde9e147/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Resilient governance</image:title>
      <image:caption>In today's climate of geopolitical risks, rapid technological changes, supply shocks, inflation, zero interest rates, trust in corporations, media, government, and non-profits is eroding. At Comply Now, we recognize the urgency of strengthening trust and bridge these divides. Entrusted by the world’s largest asset managers, asset owners, and issuers, we help you fulfill your fiduciary duties. Our core belief is that effective governance are essential for financial performance. As you navigate this complex landscape, you can count on us to partner up with you in fulfilling your fiduciary responsibilities and drive impactful solutions. Together, we can cultivate trust and thrive amid uncertainty.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/bac8dca9-0b42-4156-bf54-d930d33448d7/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Value creation</image:title>
      <image:caption>Leverage our expertise to generate value with AI and AI agents, data and high performance computing and identify alternative business models. Our experience stems from our time working at UBS Investment Bank in the Global Chief IT Architect's Office, where we assessed emerging technologies from Silicon Valley and around the world to orchestrate solutions across multiple divisions and jurisdictions.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/fc6b1fb2-47f1-4523-8069-f3063e102764/Compliance+Advisory+Services+Worldwide</image:loc>
      <image:title>Services - Legal opinions</image:title>
      <image:caption>Legal opinions on complex issues of international private and civil procedure law, arbitration, contract and commercial law, and art law Expert opinions in complex international litigation and arbitration cases in Switzerland, England, and the United States about cross-border procedural, contract and commercial law in various industries including re-insurance, insurance, banking, asset management, pharmaceutical, chemical, food processing, industrial, automobile, oil &amp; gas, consumer goods and art. Publications in German and English on a variety of legal matters such as private international and civil procedure law, Swiss private law, contract law, the international sales of goods, and art law (see the publication list here and here). Read the publications</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/92109bff-64a2-4784-84c2-bb32d895e668/justin-buisson-r_g6ZKu6qoE-unsplash.jpg</image:loc>
      <image:title>Services - Expert training</image:title>
      <image:caption>Prof. Müller-Chen regularly teaches business law (contracts) as part of the Business Law for Managers and iEMBA Programme of the Executive School of the University of St. Gallen to executives, board members, consultants and entrepreneurs from all industries who have been based in Switzerland, EU and US.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/successes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644413730049-BMVMZ1SKJM89673WJUYY/geran-de-klerk-qzgN45hseN0-unsplash.jpg</image:loc>
      <image:title>Successes</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/1644413810966-UXI1JDJ36MP1AD0IL7GW/jonas-jacobsson-lFpiiO4LdQY-unsplash.jpg</image:loc>
      <image:title>Successes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/758a221b-2939-454d-ad48-ff0b77c5fe48/card-19.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Gave expert opinions in international litigation and arbitration cases in Switzerland, England, and the US about cross-border procedural, contract and commercial law in various industries including re-insurance, pharmaceutical, chemical, food processing, banking, and consumer goods.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/a86bc004-e2c4-42ab-906c-189b2b53e70d/card-09.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Benchmarked IT service delivery including ITIL that involved the BIS, Swiss National Bank (SNB), Banco de Espana, and Nederlandsche Bank resulting in actionable insights that enhanced operational efficiency.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/a6624f44-ec5d-4298-be02-c50443ba1f4f/card-11.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Advised a listed technology firm considering entering the EU, Switzerland and the UK with its current product on how to position its product for other C-Suite executives and decision makers.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/4704190a-cf60-4335-9a19-70dbc9938e43/card-10.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Devised a solid regulatory strategy and drafted the business plan for offering digital assets in Corporate Finance, Wealth Management, Asset Management and Exchange and Payments for some of the original bitcoin and bitcoin cash crew in Switzerland, UK and the EU.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/3326fce1-2dba-4b49-83da-a2d8708a4994/card-12.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Created a strategic roadmap to transform governance, risk, and compliance units—leveraging digitalization, AI, DLT, and automation—for a listed financial institution that wanted to reach its moonshot goal of 50 million customers.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/b904fcb0-a5e5-481e-be4c-5c494bc99247/card-15.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Built a best-in-class compliance organisation benchmarked among 23 peers and successfully defended a listed financial institution that was forced to disclose compliance from FINMA, Swiss National Bank, European Central Bank, IOSCO, Financial Stability Board, Bafin, ESMA, EBA and EU – amid regulatory scrutiny.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/defa4517-2801-4085-a69a-6388a3974d8c/card-16.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Enhanced and built enterprise risk frameworks, systems and governance models plus options five times for various listed and privately-held companies.</image:caption>
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      <image:title>Successes</image:title>
      <image:caption>Assessed tech stack, wallets, stable coins to replace payment systems for 130+ financial institutions with Ethereum blockchain, resulting in open finance with over 1,900 corporations serving 70 million unbanked individuals.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/32b0c404-04e7-4f43-88d0-5b0eec211291/card-08.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Helped a family office that bought a bank in the EU know whether it could establish a branch in Liechtenstein and Switzerland and use the EU rules of passporting.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/8d15258f-904f-44df-9372-5a284dd10654/card-13.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Provided advice to DPO facing problems with sensitive data leakage across the border and breaching local privacy laws – and advised on how to handle the issue.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e7e294feb26a5ec9aac05a/75a74ef5-e89a-4a86-a5a6-ee3508e96928/card-17.jpg</image:loc>
      <image:title>Successes</image:title>
      <image:caption>Delivered guidance to board members of Risk, Corporate Governance Committees of listed financial institution on how to fulfill statutory commitments and responsibilities regarding all fintech projects (all- encompassing and wide ranging).</image:caption>
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      <image:title>Successes</image:title>
      <image:caption>Provided full advisory and structuring for a principal of an asset management firm that was looking to set up a new entity.</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/coming-soon</loc>
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    <priority>0.75</priority>
    <lastmod>2022-04-04</lastmod>
  </url>
  <url>
    <loc>https://www.comply.ch/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-12</lastmod>
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      <image:title>Contact</image:title>
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  </url>
  <url>
    <loc>https://www.comply.ch/publications</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-05-20</lastmod>
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      <image:title>Publications</image:title>
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    <image:image>
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      <image:title>Publications</image:title>
      <image:caption>For translations, we recommend Deepl.com</image:caption>
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  </url>
  <url>
    <loc>https://www.comply.ch/book-a-call</loc>
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    <priority>0.75</priority>
    <lastmod>2022-04-16</lastmod>
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    <loc>https://www.comply.ch/privacy-policy</loc>
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    <lastmod>2022-03-10</lastmod>
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    <lastmod>2022-03-10</lastmod>
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    <loc>https://www.comply.ch/store</loc>
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    <lastmod>2025-03-05</lastmod>
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